Advice
We can give you clarity in the following areas:
Retirement Planning
- Do you have a personal retirement plan?
- What do you want to do?
- Do you have enough money to retire?
- How much do you want to live on in retirement?
- Do you want to leave any money to the kids?
Superannuation
- Are you in control of your superannuation?
- What services have you been receiving?
- What risk are you taking?
- Are regular reviews part of your strategy?
- What super should you have? Industry, Retail, SMSF?
- Do you know the massive advantages available through smart super strategies?
Estate Planning
- Would your family be left in the best position if something happened to you?
- Could they effectively manage the problems?
- Is everything in place now? Wills, Powers of Attorney etc.
- What are the tax consequences?
- How do you equalise your estate?
- Can someone challenge your will?
- Why doesn’t your super automatically form part of your estate?
- Are you leaving a massive headache?
Insurance
- If something was to happen to you, are your assets at risk?
- What about your cash flow?
- Do you have any debt?
- What about the kids?
- How much is enough?
- What sort should you have?
Wealth Accumulation
- How are you currently accumulating wealth?
- Do you have a budget?
- How much risk are you taking with your investments?
- How can you diversify your investments?
- Are your investments really working for you?
- How can you accelerate the repayment of your mortgage?
- What is your tax position?
Business Succession Planning / Business Wills
- Do you have a business exit strategy?
- What would happen to the value of your business if you died or were disabled?
- What would happen if your business partner died?
- Do you want to pass the value of your business on to your family?
- Do you realise you have a default succession plan in place now?
Centrelink
- Are you maximising your age pension?
- How does the income and assets test work?
- How do Centrelink benefits tie in with my overall plan?
- Do you understand the opportunities available?
Aged Care
- Are you aware of the costs to enter aged care?
- Should you sell or keep the family home?
- Do you understand how to minimise your aged care costs?