We can give you clarity in the following areas:

Retirement Planning

• Do you have a personal retirement plan?
• What do you want to do?
• Do you have enough money to retire?
• How much do you want to live on in retirement?
• Do you want to leave any money to the kids?

Superannuation

• Are you in control of your superannuation?
• What services have you been receiving?
• What risk are you taking?
• Are regular reviews part of your strategy?
• What super should you have? Industry, Retail, SMSF?
• Do you know the massive advantages available through smart super strategies?

 Estate Planning

• Would your family be left in the best position if something happened to you?
• Could they effectively manage the problems?
• Is everything in place now? Wills, Powers of Attorney etc.
• What are the tax consequences?
• How do you equalise your estate?
• Can someone challenge your will?
• Why doesn’t your super automatically form part of your estate?
• Are you leaving a massive headache?

 Insurance

• If something was to happen to you, are your assets at risk?
• What about your cash flow?
• Do you have any debt?
• What about the kids?
• How much is enough?
• What sort should you have?

Wealth Accumulation

• How are you currently accumulating wealth?
• Do you have a budget?
• How much risk are you taking with your investments?
• How can you diversify your investments?
• Are your investments really working for you?
• How can you accelerate the repayment of your mortgage?
• What is your tax position?

Business Succession Planning / Business Wills

• Do you have a business exit strategy?
• What would happen to the value of your business if you died or were disabled?
• What would happen if your business partner died?
• Do you want to pass the value of your business on to your family?
• Do you realise you have a default succession plan in place now?

Centrelink

• Are you maximising your age pension?
• How does the income and assets test work?
• How do Centrelink benefits tie in with my overall plan?
• Do you understand the opportunities available?

Aged Care

• Are you aware of the costs to enter aged care?
• Should you sell or keep the family home?
• Do you understand how to minimise your aged care costs?